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Switch jobs in your 50's

Switch jobs in your 50s for a longer career, study says

Switch jobs in your 50’s for a longer career, study says.

Switching jobs late in life might be the key to a longer career, according to Boston College’s Center for Retirement Research.

But the key is switching job voluntarily. Those who were laid off late in life had difficulty finding new jobs.

Those who switched jobs voluntarily worked longer, increasingly the likelihood of still working at age 65 by 20 percent.

About 44 percent of the population is still working at age 65, according to a University of Michigan study.

No matter what level of education or type of job, all workers worked longer if they switched jobs in their 50s.

About 41 percent of people who switched jobs did so most often to reduce stress. But stress didn’t have a significant effect one when people retired, the study found.

Other factors are at play, too. People who still had a mortgage at age 60 were 10 percent more likely to be working at age 65. In fact, more people now reach retirement with a mortgage than in previous decades, possibly because of differing attitudes toward debt.

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